Aurora, CO

Community Enterprise Development Services

EIN 45-3064996

Community & Economic Development Small Business & Entrepreneurship Immigrants & refugees Low-income Communities of color

Mission

To empower refugees, immigrants, and underserved entrepreneurs in Metro Denver to build businesses, develop assets, and achieve financial self-sufficiency by providing access to capital, culturally responsive technical assistance, and business consulting.

IRS-recognized 501(c)(3) public charity Contributions are tax-deductible

Claim this page Visit www.cedsfinance.org

About Community Enterprise Development Services

Community Enterprise Development Services (CEDS, often branded CEDS Finance) is a Colorado-based 501(c)(3) nonprofit and certified Community Development Financial Institution that provides microloans, business consulting, and culturally responsive technical assistance to immigrant, refugee, low-income, and underserved small-business owners in the Denver–Aurora metro area. The organization’s EIN is 45-3064996 (reported in public nonprofit filings) and this EIN has been cross-checked against public nonprofit registries and filings to confirm identity.

In recent years CEDS has expanded its lending and program activity, increasing program spending and technical assistance delivery while maintaining a donor-facing web presence and active reporting of Form 990 filings. Programming emphasizes multilingual outreach, asset building, and patient capital for entrepreneurs who face barriers to traditional financing, with services delivered through community events, one-on-one advising, and targeted loan products.

Notable achievements

Certified CDFI & Established Loan Fund

Operates as a certified Community Development Financial Institution and runs an established loan fund focused on affordable, patient capital for underserved entrepreneurs; the loan fund structure supports targeted lending and community-responsive finance.

Scale of Program Delivery (recent reporting)

In recent reporting periods CEDS reported substantial program activity, including thousands of hours of free technical assistance, dozens of community outreach events that generated significant loan interest, and nearly $1.9M in program spending in the most recent fiscal reporting cycle, reflecting growth in service delivery and lending.

Multilingual, culturally responsive services

Delivers services across many languages and cultural contexts to reduce access barriers for refugee and immigrant entrepreneurs, enabling higher engagement from populations historically excluded from mainstream lending.

At a glance

Total assets: $12.2M
Annual revenue: $3.3M
Tax status: 501(c)(3)Public charity
EIN: 45-3064996
Location: Aurora, CO
Website: www.cedsfinance.org
On Mahalo since: September 2026

Financial figures from the IRS Business Master File, the IRS’s registry of tax-exempt organizations.

Recognition

Certified Community Development Financial Institution (CDFI) — recognized for community-focused lending and eligible for CDFI Fund programs.

Profiled on national nonprofit data sites and evaluator platforms and maintains publicly available Form 990 filings, indicating active compliance with nonprofit reporting expectations.

Recipient of CDFI Fund/state-level awards and grant support to expand lending capacity and community programs.

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